/*
Theme Name: Pips & Gold
Author: Hadley Media
Version: 1.0.0
Description: Custom navy and gold theme for Pips & Gold.
*/
:root{--navy:#0b1f3a;--navy2:#132c52;--gold:#d4a72c;--gold2:#f2c94c;--ink:#1c2533;--mut:#5b6678;--bg:#f4f6fa;--line:#e2e6ee}
*{box-sizing:border-box}body{margin:0;font:17px/1.65 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--bg)}
a{color:#9a7412}a:hover{color:var(--navy)}img{max-width:100%;height:auto}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-9999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}
.ticker{background:#071427;min-height:46px}
.site-head{background:var(--navy);color:#fff;border-bottom:1px solid #22406b;position:sticky;top:0;z-index:50}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:72px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none}
.brand .coin{width:42px;height:42px;border-radius:50%;background:radial-gradient(circle at 35% 30%,#ffe08a,var(--gold) 60%,#9a7412);display:grid;place-items:center;font-weight:800;color:var(--navy);font-size:22px;border:2px solid #f6d77a}
.brand b{font-size:24px;color:var(--gold2);font-family:Georgia,serif;display:block;line-height:1.1}.brand small{color:#c9d3e4;font-size:12px}
.nav ul{list-style:none;margin:0;padding:0;display:flex;gap:4px;flex-wrap:wrap}
.nav a{color:#fff;text-decoration:none;padding:8px 10px;border-radius:6px;font-size:15px}.nav a:hover,.nav .current-menu-item a{background:var(--navy2);color:var(--gold2)}
.menu-btn{display:none;background:none;border:1px solid #446;color:#fff;font-size:16px;padding:8px 12px;border-radius:6px}
.hero{background:linear-gradient(120deg,#071427,var(--navy) 55%,#1a3966);color:#fff;padding:56px 0 90px;position:relative;overflow:hidden}
.hero h1{font-size:clamp(32px,5vw,52px);line-height:1.12;margin:0 0 14px;max-width:640px}.hero h1 span{color:var(--gold2)}
.hero p{font-size:19px;color:#d6deeb;max-width:560px;margin:0 0 24px}
.hero .bars{position:absolute;right:6%;top:40px;width:300px;opacity:.95}
.btn{display:inline-block;padding:12px 22px;border-radius:8px;font-weight:700;text-decoration:none;border:2px solid var(--gold);margin:4px 8px 4px 0}
.btn.gold{background:var(--gold);color:var(--navy)}.btn.gold:hover{background:var(--gold2);color:var(--navy)}
.btn.line{color:var(--gold2)}.btn.line:hover{background:var(--navy2);color:#fff}
.btn.sm{padding:6px 12px;font-size:14px;color:#8a6510;background:#fff}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:-56px;position:relative}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px;box-shadow:0 6px 20px rgba(11,31,58,.08)}
.card h3{margin:0 0 6px;color:var(--navy)}.card p{margin:0 0 10px;color:var(--mut)}.card .ic{font-size:32px;color:var(--gold)}
.card a.more{font-weight:700;text-decoration:none}
.split{display:grid;grid-template-columns:1.9fr 1fr;gap:18px;margin:26px 0}
.panel{background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.panel h2{margin:0;background:var(--navy);color:#fff;font-size:20px;padding:14px 18px}
.panel .in{padding:16px 18px}
table.brokers{width:100%;border-collapse:collapse;font-size:15px}
.brokers th,.brokers td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.brokers th{background:#f0f3f8;color:var(--navy)}
.tbl{overflow-x:auto}.ok{color:#1d8a4a;font-weight:700}
.calc label{display:flex;justify-content:space-between;align-items:center;gap:10px;margin:8px 0;font-size:15px}
.calc input,.calc select{width:55%;padding:7px 8px;border:1px solid #c8cfdb;border-radius:6px;font-size:16px}
.calc .out{font-size:20px;font-weight:800;color:var(--navy);border-top:1px solid var(--line);margin-top:10px;padding-top:10px}.calc .out span{color:#9a7412}
.calc button{width:100%;margin-top:10px;padding:11px;border:2px solid var(--gold);background:#fff8e6;border-radius:8px;font-weight:700;font-size:16px;cursor:pointer}
.calc .note{font-size:13px;color:var(--mut)}
.risk{display:flex;gap:14px;align-items:flex-start;background:#fffaf0;border:2px solid var(--gold);border-radius:10px;padding:14px 18px;margin:26px 0;font-size:15.5px}
.risk .tri{font-size:30px;line-height:1}
.main{padding:34px 0}.content{background:#fff;border:1px solid var(--line);border-radius:12px;padding:30px clamp(18px,4vw,44px);max-width:860px;margin:0 auto}
.content h1{color:var(--navy);line-height:1.2;margin-top:0}.content h2{color:var(--navy);margin-top:1.6em}
.meta{color:var(--mut);font-size:14px}.kicker{color:#9a7412;font-weight:700;text-transform:uppercase;font-size:13px;letter-spacing:.06em}
.list{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:18px}
.callout{background:#eef3fb;border-left:4px solid var(--navy);padding:12px 16px;border-radius:6px}
.aff{background:#fff8e6;border:1px dashed var(--gold);padding:12px 16px;border-radius:8px}
.site-foot{background:var(--navy);color:#c9d3e4;padding:30px 0;font-size:15px;margin-top:30px}.site-foot a{color:var(--gold2)}
.site-foot .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.site-foot ul{list-style:none;margin:0;padding:0;display:flex;gap:14px;flex-wrap:wrap}
@media(max-width:900px){.cards,.split{grid-template-columns:1fr}.hero .bars{display:none}.menu-btn{display:block}.nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--navy)}.nav.open{display:block}.nav ul{flex-direction:column;padding:10px 20px}.cards{margin-top:-40px}.calc input,.calc select{width:50%}}